Hard Money Loans in Yakima County Washington
In Washington’s fast-moving real estate market, LoiNow provides fast, asset-based hard money loans that help investors close quickly and compete confidently. Our Yakima County programs are built for fix-and-flip, rental, and bridge-style projects where speed matters more than paperwork, offering funding based on property value not tax returns or credit scores. Serving Yakima, Selah, Sunnyside, and Union Gap, LoiNow is a trusted private lender with 1,000+ funded investment projects across Washington.
Why Choose LoiNow for Hard Money Loans in Yakima County
- Closings in 5–10 business days
- Streamlined underwriting based on asset value and equity
- No minimum credit score or income verification
- Loan amounts from $100K to $5 million +
- Interest-only payments for maximum cash flow
- Flexible terms of 6–24 months with no prepayment penalties
Investor Use Cases
- Fix-and-flip rehabs
- Bridge financing between sales and purchases
- Refinancing to access equity
- Short-term cash-flow solutions
- Construction completion loans
Property Types Eligible
- Single-family investment homes (SFRs)
- 2–20 unit multifamily buildings
- Fix-and-flip projects
- Mixed-use and light commercial buildings
- Rental portfolios and cash-out refis
- Land and construction bridge financing (case-by-case)
Qualifying for a Yakima
- Own or plan to buy non-owner-occupied property
- Have 25 % or more equity/down payment
- Can demonstrate a clear exit strategy (sale, refi, or rent)
- Need fast, short-term capital for rehab or acquisition
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Closes in 5–10 days
Based on property value
Minimal paperwork
Flexible terms
Local decision making
Loan Program Overview
Feature | Details |
Loan Type | Hard Money / Private Asset-Based |
Term | 6 – 24 months |
Interest Rates | Starting at 9.99 % (interest-only) |
Max LTV | Up to 75 % of as-is value |
Loan Amount | $100,000 – $5,000,000 + |
Appraisal | Not always required – BPO accepted |
Prepayment Penalty | None |
Funding Timeline | 5 – 10 business days |
Borrower Type | Investor / Entity / LLC only |
FAQs
A hard money loan is an asset-based loan secured by real estate, designed for investors needing quick capital for purchases, rehabs, or refinancing.
Most loans close in 5–10 business days, depending on title and escrow.
No. Approval is based on the property value and equity, not your credit score or income.
Ready to fund your Yakima County Investment?
Fast approvals. No income docs. Same-day term sheets.