Commercial Property Construction Loans in Whatcom County, Washington
LoiNow funds Washington developers, investors, and contractors with quick, flexible capital for ground-up commercial projects and major renovations.
Fast Private Financing for Commercial Developments
Commercial projects require precision, speed, and capital that moves at your pace—not the bank’s. LoiNow delivers customized construction financing for retail centers, offices, mixed-use properties, and industrial builds throughout Whatcom County.
Our track record:
- 1,000+ funded real-estate projects across Washington
- Trusted by builders and developers in Bellingham, Ferndale, Lynden, and Blaine
- Local underwriting + experienced construction-draw administration
How to Qualify?
- Provide project plans, budget, and permit documents.
- Demonstrate experience or partner with a licensed GC.
- Present an exit strategy sale, lease stabilization, or refinance.
- Entity structure (LLC or borrower company).
Property Types Eligible
- Retail buildings and strip centers
- Office and professional buildings
- Industrial, warehouse, and storage projects
- Mixed-use properties
- Medical, daycare, or hospitality developments
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Speed to Close 7–10 days
Minimal Documentation
Flexibility
Draw Management
No Income Docs Required
Whatcom County Market Insights
- Downtown Bellingham – Mixed-use and adaptive reuse
- Ferndale – Industrial and warehouse expansion
- Lynden – Retail and professional office space
- Blaine – Cross-border commerce and hospitality
FAQs
Most closings complete within 7–10 business days once plans and permits are submitted.
Yes. LoiNow can combine land acquisition + vertical build costs into one loan.
Case-by-case. We primarily serve investment and income-producing properties.
Ready to fund your Whatcom investment?
Fast approvals. No income docs. Same-day term sheets.