Washington Hard Money Loans for Real Estate Investors
LoiNow, Inc. provides Washington construction loans for investors using hard money financing designed for real estate builders, developers, and investors completing construction-driven projects across Washington State.
What is Hard Money Loans
Hard money loans are asset-based loans frequently used as construction financing for investors. These loans prioritize the property’s potential value and construction feasibility rather than borrower income documentation. Common construction-related uses include:
- Ground-up construction
- Heavy rehabs and renovations
- Additions and redevelopment
- Bridge financing during construction
- Transitional properties
Typical Washington Hard Money Construction Loan Terms
Up to 100% Loan-to-Cost (LTC)
Term: 6–24 month terms
Interest-only payments
Lump sum or draw-based funding
Flexible exit strategies
Washington Hard Money Construction Loan Requirements
What We Required
- Property location and details
- Construction or rehab budget
- Project timeline
- Exit strategy
- Investor experience (preferred)
What We don't Required
- No income verification required
- LLCs and entities allowed
- Asset-based underwriting
How Our Washington Hard Money Loans Work
Pre-Approval
We evaluate the project, construction budget, and exit strategy and issue pre-approvals quickly.
Underwriting
Loan terms are structured using Loan-to-Cost (LTC), ARV or after-construction value, timeline, and market data.
Closing
Hard money construction loans close faster than banks, allowing projects to move forward.
Draw Schedule
Construction funds are released through structured draws tied to completed milestones.
Why Investors Choose Hard Money for Construction Financing
Works with construction-phase properties
Flexible underwriting
Designed for resale or refinance
Faster closings vs. banks
Ideal for value-add projects
Serving Washington Developers & Builders
We fund construction projects in:
Apply for a Hard Money Loan Today
Apply now for Washington construction financing and get your project moving today.