Washington Ground-Up Construction Loans for Real Estate Investors
LoiNow, Inc. provides Washington construction loans for investors seeking ground-up construction financing across Washington State. Our private lending programs are designed for real estate developers, builders, and investors who need fast, reliable capital to deliver new construction projects on schedule.
What is Ground-Up Construction Loans
Ground-up construction loans fund new builds from land acquisition or teardown through project completion. These loans are ideal for investors constructing properties for resale, refinance, or long-term rental strategies.
Eligible projects include:
- Single-family new construction
- Townhomes and duplexes
- Small multifamily projects
- Spec homes and subdivisions
- Mixed-use or light commercial development
How Our Washington Construction Loans Work
Pre-Approval
Borrowers submit project details. We issue fast pre-approvals based on feasibility and exit strategy.
Loan Structuring
Loans are structured using (LTC), Loan-to-Value (LTV), Construction timeline, Project scope and builder experience
Closing
Once approved, construction loans close efficiently so projects can begin without unnecessary delays.
Draw Schedule
Construction funds are released through structured draws tied to completed milestones.
Washington Ground-Up Construction Loan Requirements
Typical requirements include
- Proof of land ownership or purchase contract
- Detailed construction budget
- Timeline and plans
- Contractor or builder details
- Exit strategy (sale or refinance)
What We don't Required
- No income verification required.
- LLC and entity borrowers accepted.
- Asset-based underwriting used.
Typical Washington Hard Money Construction Loan Terms
Up to 100% Loan-to-Cost (LTC)
12–24 month loan terms
Interest-only payments during construction
Structured draw funding
Sale or refinance exit options
Why Investors Choose Us for Washington Construction Financing
Experienced private construction lender
Flexible underwriting
Transparent draw schedules
Fast approvals and closings
Investor-focused support
Serving Washington Developers & Builders
We fund construction projects in:
Apply Today for Construction Loan
Apply now for Washington construction financing and get your project moving today.