Hard Money Loans in Wahkiakum County, Washington
When time kills deals, LoiNow’s hard money loans keep your project moving. We fund fix-and-flips, bridge purchases, refinances, and ground-up construction across Wahkiakum County helping real-estate investors close fast and scale portfolios without bank restrictions.
What Are Hard Money Loans?
Hard money loans are short-term, asset-based financing used by real-estate investors to buy or refinance properties quickly. Rather than focusing on tax returns or credit scores, LoiNow approves based on the property’s value and potential.
Ideal for:
- Quick closings when banks can’t move fast enough
- Financing distressed or non-bankable properties
- Bridge loans while awaiting long-term financing
- Rehab or value-add projects
How to Qualify?
- Investment property under contract or owned in LLC / Corp.
- Equity or down payment of 20–30 %.
- Clear exit strategy (sell or refi).
- Proof of experience (optional but beneficial).
Property Types Eligible
- Single-family homes (SFR)
- Multi-unit (2–20 doors)
- Condos and townhomes
- Mixed-use and light commercial
- Vacant land (with exit plan)
Local Market Insights
- Below-market entry costs
- Flexible county permitting process
- Demand for updated housing and small multi-units
- Easy access to larger markets via US-4 and I-5
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Approval Time (24–48 hours)
Property Condition
Minimal Docs Required
None Credit Requirement
Funding Speed (5–10 days)
Loan Program Overview
Program Highlights:
- Loan Amounts: $75K – $5M+
- Term: 6–18 months (interest-only)
- LTV up to 75 % of purchase or ARV
- Closings in as fast as 5 days
- No minimum credit score
- Flexible exit strategies (sell or refi)
FAQs
Most loans close within 5–10 business days after approval.
We lend to entities (LLC, Corp) and experienced individual investors.
Not always—BPO or internal valuation may suffice for fast deals.
Ready to fund your Wahkiakum investment?
Fast approvals. No income docs. Same-day term sheets.