Commercial Property Construction Loans in Thurston County Washington
Building a new retail center, warehouse, or mixed-use project?
LoiNow specializes in commercial property construction loans that empower developers and investors across Thurston County to move from plans to projects — without the red tape of banks.
What Is a Commercial Property Construction Loan?
A commercial construction loan finances the creation or expansion of income-producing properties, including office buildings, retail, multifamily, or mixed-use developments.
Unlike traditional banks that take months, LoiNow funds qualified projects quickly, relying on property value, project feasibility, and borrower experience — not credit reports.
Perfect for:
- Retail centers and storefronts
- Office and medical buildings
- Multifamily and mixed-use complexes
Warehouses and light industrial structures
How to Qualify?
- Approved building plans and permits
- LLC or business entity ownership
- Contractor and budget details
- Defined exit strategy (lease, refinance, or sale)
- No minimum FICO score required
- Funding includes draws tied to project milestones
- Same-day pre-approvals available
Property Types Eligible
- Retail and commercial spaces
- Office and professional buildings
- Warehouses and flex-industrial sites
- Mixed-use developments
- Multifamily 5+ unit projects
Market Advantages:
- Rapid commercial growth near I-5 corridor
- High demand for mixed-use and industrial projects
- Efficient county permitting and inspection processes
- Competitive land pricing for new developments
How the Process Works
Submit your Project
For a quick feasibility review
Receive a same-day term sheet
From a Local Underwriter
Close and Fund
Within 5–10 business days
Access Draws
Per stage of construction
Benefits over Traditional Banking
Approval Speed (24–48 hours)
Property Type Raw Land OK
Documentation Minimal
Credit Requirement None
Draw Flexibility Customized
Why Washington Developers Choose LoiNow
Experience: With over 1,000+ real estate projects funded statewide, LoiNow has built deep relationships with Washington builders, municipalities, and contractors.
Expertise: We provide custom-tailored commercial construction loans — no cookie-cutter underwriting, no unnecessary delays. Whether it’s a retail complex in Olympia or an industrial space in Tumwater, our team knows local zoning and inspection processes.
Transparency: We prioritize clear loan terms, predictable draw schedules, and 24-hour underwriting feedback.
Program Highlights:
- Loan Amounts: $500K – $25M+
- Terms: 12–24 months (interest-only)
- LTC: Up to 85% | LTV: Up to 70% of ARV
- Funding includes land + vertical construction
- Closings in 5–10 business days
- No income or tax return requirements
FAQs
Most projects close within 5–10 business days after approval.
Yes — our program includes both land acquisition and vertical construction.
Yes — we lend exclusively to entities and business borrowers.