Fix and Flip Loans in Spokane County, Washington
Whether you’re acquiring a distressed property or renovating for resale, LoiNow provides quick, asset-based fix and flip loans in Spokane County, Washington.
Designed for investors, flippers, and brokers, our private loan programs offer speed, flexibility, and no income verification — so you can focus on profits, not paperwork.
Why Investors Trust LoiNow
With 1,000+ funded projects across Washington, LoiNow understands the challenges and timelines of real-estate investors in Spokane, Spokane Valley, and Airway Heights.
We close in days, not months — helping you secure off-market opportunities and maximize your ROI.
Program Highlights
- Loan Amounts: $75K – $5M+
- Up to 85 % LTV / 70 % ARV
- 6 – 18 Month Terms (Interest-Only)
- Funding in as Little as 5 Days
- No Income or Employment Verification
- Single-Draw or Multiple-Draw Rehab Options
How to Qualify?
- Submit your property address and rehab budget.
- Receive a term sheet within 24 hours.
- Underwriting based on property ARV and scope of work
- Close in 5 – 10 business days.
- No Minimum FICO
- Loans to Individuals or LLCs
- Flexible Draws and Refinance Options
Property Types Eligible
- Single-Family Homes
- Townhomes & Condos
- Small Multifamily (2–8 units)
- Mixed-Use or Light Commercial
- REO or Auction Properties
What Are Fix & Flip Loans?
Fix-and-flip loans are short-term bridge loans that give investors quick access to capital for property acquisition and renovation.
These loans are asset-based, focusing on property value and potential ARV (After-Repair Value) instead of borrower income.
How the Process Works
Apply Online
Submit your property info and exit strategy.
Get Pre-Approved
Same-day term sheet.
Close Quickly
In 5–10 business days.
Fund Draws
Rehab financing released by milestone.
Exit
Sell or refinance for profit.
Benefits over Traditional Banking
Funding Speed (5–10 days)
Flexibility High
Rehab Funding Included
Credit Score Not required
No Income Docs Required
Private Fix & Flip Loans vs Bank Financing
Feature | LoiNow Fix & Flip Loan | Traditional Bank Loan |
Funding Speed | 5–10 days | 45–90 days |
Credit Score | Not required | 700+ |
Income Docs | None | Full documentation |
Rehab Funding | Included | Often excluded |
Flexibility | High | Limited |
FAQs
Closings typically occur within 5–10 business days.
No — our loans are based on property value and rehab scope.
6–18 months, with interest-only payments.