Hard Money Loans in San Juan County Washington
When opportunity knocks in the Pacific Northwest, you need speed.
LoiNow provides hard money loans in San Juan County Washington designed for real estate investors, flippers, and developers who can’t wait for traditional banks.
Why Choose LoiNow for Hard Money Loans
Speed That Wins Deals
Get pre-approved within 24 hours and funded within 5–10 business days.
Flexible Terms
- Loan amounts from $100,000 to $5M+
- 12–24 month interest-only terms
- No income docs or appraisals required (in most cases)
- Close in the name of an LLC or entity
Local Market Expertise
Our underwriters know San Juan County’s permitting, title, and property trends — especially unique island logistics and seasonal market demand.
How to Qualify?
Unlike banks, LoiNow focuses on the asset, not your credit.
We evaluate:
- Property value and condition
- Loan-to-Value (LTV) — up to 75 % of As-Is or After-Repair Value (ARV)
- Borrower experience (helpful but not required)
- Clear exit strategy (sale, refinance, or lease-up)
No income documentation. No tax returns. No red tape.
Who We Serve
- Real estate investors acquiring value-add properties
- Fix & flip professionals and contractors
- Developers and builders needing bridge financing
- Brokers representing investors and developers
- Landlords looking to refinance or expand portfolios.
Benefits of Working with LoiNow
- Direct Washington private lender — no middlemen
- Fast communication and transparent fees
- Experienced underwriting team familiar with Washington building codes
- Privacy-secure and ADA-compliant online applications
- Licensed loan officers, registered under NMLS standards
How the Process Works
Submit Deal Scenario
Provide the address, purchase price, renovation plan, and exit strategy. No personal tax returns required.
Same-Day Soft Terms Issued
You’ll receive a transparent loan proposal with rates, LTV, and fees — no surprises.
Fast Closing
Once title and insurance are ready, we fund within 5–10 days, so you can seize the opportunity.
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Feature | LoiNow Hard Money Loan Program |
Loan Amounts | $100,000 – $5,000,000 + |
LTV | Up to 75 % (As-Is or ARV) |
Term | 12–24 months, interest-only |
Closing Time | 5–10 business days |
Collateral | 1–4 unit residential, multifamily, commercial |
Credit Score | Not required |
Draws | Rehab or construction draws available |
Exit Options | Refinance or sale |
Rates and terms vary by project type and risk profile.
FAQs
Yes, we fund 1–4 unit residential, multifamily, and small commercial properties.
None. Our loans are asset-based and focus on property value.
Typically within 5–10 business days, depending on title readiness.