Hard Money Loans in Pierce County Washington

When traditional banks say “no,” LoiNow helps you close deals fast.
Our Hard Money Loans in Pierce County Washington are built for real estate investors who value speed, flexibility, and asset-based approvals.

hard money

Why Choose LoiNow for Hard Money Loans

Lightning-Fast Approvals

We issue same-day term sheets and close quickly — no tax returns or W-2s required.

Flexible Terms for Real Estate Investors

Finance purchase, rehab, or bridge projects under one program with interest-only payments.

Local Expertise in Pierce County

We understand Pierce County’s market — from Tacoma’s downtown redevelopment to suburban flips in South Hill.

Investor-Focused Service

Our in-house underwriting and transparent pricing mean you deal directly with decision-makers.

Benefits of Hard Money Loans

  • Fast closings (as little as 5 days)
  • No income or credit documentation
  • Rehab financing available
  • Interest-only terms to maximize cash flow
  • Flexible collateral options — including distressed or vacant properties

Who Qualifies for Hard Money Loans

  • Real estate investors purchasing or rehabbing property
  • Flippers and builders seeking short-term financing
  • Brokers representing investor clients
  • Borrowers with equity-based deals or value-add projects

Local Market Insights — Pierce County

  • Pierce County is one of Washington’s most active real estate markets.
  • Tacoma: Rapid growth and high rental demand.
  • Puyallup: Steady appreciation and family-friendly neighborhoods.
  • Lakewood & Spanaway: Affordable entry points for fix-and-flip investors.

How the Process Works

Step 1

Submit Deal Scenario

Send the property address, purchase price, and rehab budget. No lengthy paperwork.

Step 2

Same-Day Soft Terms Issued

We review the asset and issue a same-day term sheet.

Step 3

Fast Closing

After title and insurance clear, funding occurs within 5–10 business days. Draws are released in 48–72 hours post-inspection.

Benefits over Traditional Banking

Approvals in days

Distressed property support

Closing in 5 - 7 days

Rehab financing included

No Income Docs Required

hard money

Loan Program Overview

Loan Amount

$100K – $10M +

LTV

Up to 75% (As-Is or ARV)

Term

6 – 18 months (interest-only)

Funding Speed

5–10 business days

Income Docs

Not required

Credit

Flexible / asset-based

Collateral

1–4 unit residential or commercial

 

FAQs

Most loans close in 5–10 business days once title clears.

No. Approval is based on property value and exit strategy, not credit score.

Yes. We prefer entity-based transactions to protect investors.

Ready to fund your investment?

 Fast approvals. No income docs. Same-day term sheets.