Commercial Property Construction Loans in Pierce County Washington
Our Commercial Property Construction Loans in Pierce County Washington are designed for developers, investors, and business owners who need reliable, fast-moving capital to construct or expand income-producing properties.
Local Market Insight — Pierce County, WA
Pierce County’s growing industrial and mixed-use demand makes it one of Washington’s hottest development zones.
- Tacoma’s Port district and South Tacoma Way: ideal for logistics and light manufacturing.
- Puyallup & Lakewood: active suburban retail and office growth.
- Gig Harbor: luxury mixed-use and small commercial projects.
- LoiNow’s local partnerships with appraisers, title offices, and inspectors streamline funding — helping you navigate permits, wetland reviews, and inspection cadences common in this region.
Common Project Scenarios We Fund
- Ground-up retail construction for national tenants
- Spec warehouse builds in industrial zones
- Multi-tenant office redevelopments
- Franchise or hospitality expansions
- Mixed-use urban infill and adaptive reuse
Commercial Property Types We Finance
- Retail centers & strip plazas
- Office buildings & medical facilities
- Warehouse, industrial & logistics centers
- Hospitality (limited-service & boutique)
- Mixed-use commercial developments
Who Qualifies for Commercial Construction Loans
- Builders and developers with active or permitted commercial projects
- Property owners refinancing completed shell or core projects
- Investors adding commercial square footage or converting use
- LLCs and trusts building new income-producing assets
How the Process Works
Submit Deal Scenario
Provide property details, plans, timeline, and permits in process. No complex financials needed.
Same-Day Soft Terms Issued
Get transparent loan terms outlining draw schedules, fees, and rates.
Fast Closing
After legal and title verification, funding is wired so your contractors stay paid and work continues seamlessly.
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Feature | Commercial Construction Loan |
Loan Size | $500,000 – $25,000,000+ |
Max LTC | Up to 75% |
Term | 12–24 months |
Interest | Interest-only |
Appraisal | Often streamlined |
Draw Schedule | Based on verified milestones |
Closing Time | 10–15 business days |
Recourse | Case-by-case |
FAQs
Typically within 48–72 hours after inspection and contractor verification.
We’re asset-based — most projects qualify without full appraisals or income docs.
Yes. We prefer entity-based structures for commercial projects.