Bridge Loans in Adams County Washington
Fast, flexible bridge financing for real estate investors — close in as little as 5–7 days. We fund acquisitions, time-sensitive opportunities, and deals banks can’t.
What Is a Bridge Loan?
A bridge loan is short-term financing used to “bridge the gap” between:
- Acquiring a property today
- Refinancing or selling later
Ideal for:
- Time-sensitive deals
- Auction properties
- Sellers needing fast closing
- 1031 Exchange timing issues
- Investors waiting on conventional loan approval
How to Qualify?
You only need:
- Property address or contract
- Exit strategy (refinance or sell)
- Investor experience (preferred but not required)
- No tax returns
- No pay stubs
- No personal income verification
Property Types Eligible
- Single-family residential (investment only)
- Multifamily (2–50+ units)
- Mixed-use commercial
- Condos / townhomes
- Land with construction preparation
Why Investors Choose LoiNow?
- Experienced Washington private lender
- Licensed loan advisors familiar with local market conditions.
- Transparent pricing — no hidden junk fees.
- Google Ads & FTC compliant disclosures.
- Trusted in neighborhoods from Seattle to Redmond and across Adams County.
How the Process Works
Submit Your Scenario
Address, purchase price, rehab budget, exit plan
24–48h Review
Fast ARV and scope validation; transparent term sheet
Close Quickly
Funds to escrow as soon as title clears
Rehab & Draws
24-hour draw releases after inspection photos
Exit
Sell for profit or refinance to DSCR long-term hold
Benefits over Traditional Banking
Approval speed (24–48 hours)
Property condition As-is OK
Docs Minimal, Asset-Based
Rehab funding Up to 100%
No Prepayment penalty
Loan Program Overview
Feature | Details |
Loan Type | Fix & Flip (Purchase + Rehab) |
Loan Size | $100,000 – $7,500,000+ |
Leverage | Up to 90% purchase + 100% rehab |
ARV Limit | Up to 70–75% of ARV (case-by-case) |
Term | 6–18 months, interest-only |
Rates | From 10.25% (file-dependent) |
Closing Speed | 3–10 days (title clear) |
Valuation | In-house/BPO; appraisal often waived |
Entity | LLC/trust preferred; no minimum FICO |
FAQs
Many files close in 3–10 days once title is clear and valuation is complete.
Often no—we can use an in-house valuation or BPO to save time.
Yes. Entity lending is preferred for investment properties.