Bridge Loans in Adams County Washington
Fast, flexible bridge financing for real estate investors — close in as little as 5–7 days. We fund acquisitions, time-sensitive opportunities, and deals banks can’t.
What Is a Bridge Loan?
A bridge loan is short-term financing used to “bridge the gap” between:
- Acquiring a property today
- Refinancing or selling later
Ideal for:
- Time-sensitive deals
- Auction properties
- Sellers needing fast closing
- 1031 Exchange timing issues
- Investors waiting on conventional loan approval
How to Qualify?
You only need:
- Property address or contract
- Exit strategy (refinance or sell)
- Investor experience (preferred but not required)
- No tax returns
- No pay stubs
- No personal income verification
Property Types Eligible
- Single-family residential (investment only)
- Multifamily (2–50+ units)
- Mixed-use commercial
- Condos / townhomes
- Land with construction preparation
Why Investors Choose LoiNow?
- Experienced Washington private lender
- Licensed loan advisors familiar with local market conditions.
- Transparent pricing — no hidden junk fees.
- Google Ads & FTC compliant disclosures.
- Trusted in neighborhoods from Seattle to Redmond and across Adams County.
How the Process Works
Submit Your Project
Send plans, permits, and budget details via our secure portal.
Fast Underwriting (24–48 hrs)
We analyze total project cost, location, and expected completion value.
Term Sheet & Closing
Straightforward pricing, no hidden fees, and escrow funding in under 10 days.
Draw Management
Funds released quickly per milestone — foundations, framing, interiors, finish.
Exit & Refinance
Sell or refi into DSCR, SBA 504, or CMBS once stabilized.
Benefits over Traditional Banking
Approval Speed (24–48 hours)
Collateral Flexibility Land + Build Accepted
Docs Required Minimal
Funding Time (7–10 days)
No Prepay Penalty
Loan Program Overview
Feature | Details |
Loan Type | Commercial Property Construction |
Loan Amount | $250,000 – $15,000,000+ |
LTC (Loan-to-Cost) | Up to 90 % |
LTV (After-Completion) | Up to 75 % |
Term | 6–24 months (interest-only) |
Rates | Starting 10.5 % |
Funding Speed | 7–10 business days |
Draws | 24-hour release after inspection |
Appraisal | BPO / in-house review accepted |
Exit Options | Sale or DSCR/CMBS refinance |
FAQs
Most projects close in 7–10 business days once plans and permits are ready.
Yes — we combine land and vertical build financing in one streamlined loan.
Not always — we evaluate based on market data and after-completion value.