Bridge Loans in Adams County Washington
Fast, flexible bridge financing for real estate investors — close in as little as 5–7 days. We fund acquisitions, time-sensitive opportunities, and deals banks can’t.
What Are Hard Money Loans?
Hard money loans are short-term, asset-based real estate loans designed for investors who need fast, flexible funding.
They’re ideal for acquisitions, flips, refinances, or construction projects when conventional lenders can’t deliver.
How to Qualify?
Requirements:
- Non-owner-occupied investment property
- Clear exit strategy (sale or refinance)
- Purchase contract or payoff statement
- Rehab scope of work (if applicable)
- Borrower entity (LLC or corporation preferred)
Property Types Eligible
- Single-family investment homes
- Multifamily (2–20 units)
- Condos and townhomes
- Mixed-use properties
- Small commercial or retail buildings
How the Process Works
Submit Deal
Address + Budget + Exit Plan
Underwrite (24–48 h)
Review ARV & title
Receive Terms
Transparent, no junk fees
Close Fast
Funds wired to escrow in < 1 week
Exit
Sell or refi into long-term DSCR loan
Benefits over Traditional Banking
Approval in (24–48 hours)
Property Condition As-is OK
Docs Minimal
Funding (3–7 days)
No Prepay Penalties
Loan Program Overview
Feature | Details |
Loan Type | Hard Money / Bridge / Rehab |
Loan Amounts | $100 K – $15 M + |
LTV / ARV | Up to 75 % of ARV or 85 % purchase |
Term | 6 – 18 months |
Rates | Starting 10 % – 11.5 % |
Funding Speed | 3 – 7 days |
Appraisal | Often waived |
Entity | LLC / Trust only (business-purpose) |
Docs | Minimal — asset-based underwriting |
FAQs
Most loans close in 5–10 business days after receiving required documents.
No. We evaluate the deal based on the property’s equity and your exit plan — not your FICO score.
Yes. We finance acquisition and rehab costs for short-term investment flips.