Hard Money Loans in Jefferson County Washington

Fast, flexible bridge financing for real estate investors — close in as little as 5–7 days. We fund acquisitions, time-sensitive opportunities, and deals banks can’t.

hard money

Fast, Flexible Real Estate Funding That Banks Can’t Match

LoiNow is the #1 asset-based private lender serving real estate investors in Jefferson County, Washington.
We fund deals that banks decline — fast.

Perfect for:

  • Fix and flip investors
  • Short-term rental investors (coastal properties)
  • Auction, foreclosure, or distressed acquisitions
  • Investors who need to close quickly without income verification

“LoiNow has funded 1,000+ real estate investment projects across Washington — trusted from Seattle to Redmond and throughout Jefferson County.”

✅ Close in as little as 48 hours
✅ No income docs, tax returns, or bank statements
Credit score not required

How to Qualify?

To get a same-day term sheet, provide:

  • Property address
  • Purchase price
  • Exit strategy (flip, refinance, hold as rental)

Estimated rehab budget

Property Types Eligible

  • Single Family
  • Townhomes / Condos
  • Duplex, Triplex, Fourplex
  • Small Multifamily (5–12 units)

Hard Money Loans vs. Cash Offers

In Jefferson County, distressed coastal inventory moves FAST.

Hard money loans allow you to:

  • Compete with cash buyers
  • Write aggressive offers
  • Close in 48 hours and lock in the property

Investors using hard money win more offers.

How the Process Works

Step 1

Submit Deal Scenario

address + numbers + scope of work)

Step 2

Same-Day Soft Terms Issued

No hard credit pull.

Step 3

Fast Closing

Loan docs to title, closing in as little as 5–7 days.

Benefits over Traditional Banking

Approvals in days

Distressed property support

Closing in 5 - 7 days

No Income Docs Required

hard money

Why Investors in Jefferson County Choose LoiNow

We are Washington-based. We understand:

  • Coastal moisture impact on renovation timelines
  • Seasonal contractor scheduling delays
  • County permitting nuances (especially Port Townsend & Port Ludlow)
  • A national lender won’t understand the inspection delays caused by ferry access — we do.

We are local and experienced:

  • Office: 600 1st Ave Suite 102, Seattle, WA 98104

Phone: (800) 664-7505

FAQs

Yes — condition does not matter.

 As fast as 24–48 hours depending on title.

Ready to fund your investment?

 Fast approvals. No income docs. Same-day term sheets.