Fix and Flip Loans in Island County Washington
LoiNow provides fast fix-and-flip financing for real estate investors throughout Island County, including Oak Harbor, Coupeville, Freeland, Langley, and Clinton.
Fast Funding for Investment Properties That Need Work
Perfect for:
- Distressed properties
- Motivated seller deals
- Short sales / pre-foreclosures
- Auction purchases
- Assignments & wholesale contracts
“If the property needs work — we lend on it.”
- No appraisal needed (case-by-case)
- No income documentation or tax returns
- Rehab funds included in draws
We lend based on the asset and ARV, not your personal financials.
How to Qualify?
We review:
- Purchase price
- Repair estimate
- ARV (After Repair Value)
Exit strategy (flip or BRRRR refinance)
Property Types Eligible
- Single-family residential (investment only)
- Multifamily (2–50+ units)
- Mixed-use commercial
- Condos / townhomes
- Land with construction preparation
Why Investors Choose LoiNow?
- Experienced Washington private lender
- Licensed loan advisors familiar with local market conditions.
- Transparent pricing — no hidden junk fees.
- Google Ads & FTC compliant disclosures.
- Trusted in neighborhoods from Seattle to Redmond and across Adams County.
How the Process Works
Submit Deal Scenario
Address + purchase price + scope of work
Same-Day Soft Terms Issued
Transparent pricing, no junk fees
Fast Closing
Draws wired as construction progresses
Benefits over Traditional Banking
Approvals in days
Distressed property support
Rehab financing included
No Income Docs Required
Loan Program Overview
Terms | Details |
Loan Amount | $100,000 – $15,000,000 |
As-Is LTV | Up to 80% |
Rehab / Construction Funding | ✅ Yes — draw schedule |
ARV (After Repair Value) | Up to 70–75% |
Term | 6–18 months |
Minimum Credit Score | None |
FAQs
Yes — including boarded-up, fire damage, or vacant homes.
Yes — depending on ARV and project scope.
As little as 48 hours.