Hard Money Loans in Cowlitz County Washington
Fast, Flexible, Asset-Based Funding for Real Estate Investors
Private Hard Money Loans in Cowlitz County Designed for Investors
Traditional banks slow deals down with:
- Tax return requirements
- Debt-to-income (DTI) calculations
- Long underwriting timelines
- “No” on distressed properties
How to Qualify?
You qualify if:
- Property is investment (not owner-occupied)
- You have basic experience or a GC
- You have funds for closing + rehab reserves
Property Types Eligible
- Single-family residential (investment only)
- Multifamily (2–50+ units)
- Mixed-use commercial
- Condos / townhomes
- Land with construction preparation
Why Investors Choose LoiNow?
- Experienced Washington private lender
- Licensed loan advisors familiar with local market conditions.
- Transparent pricing — no hidden junk fees.
- Google Ads & FTC compliant disclosures.
- Trusted in neighborhoods from Seattle to Redmond and across Adams County.
How the Process Works
Submit Deal Scenario
Upload scope of work + purchase contract.
Same-Day Soft Terms Issued
Transparent terms. No hidden junk fees.
Fast Closing
Loan docs to title, closing in as little as 5–7 days.
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Feature | LoiNow Hard Money | Big Bank / Credit Union |
Funding speed | ✅ 7–10 days | ❌ 45–60+ days |
Income verification | ❌ Not required | ✅ Required |
Property condition | ✅ Any (distressed ok) | ❌ Must be “move-in ready” |
Rehab costs financed | ✅ Yes | ❌ No |
Asset based underwriting | ✅ Yes | ❌ No |
FAQs
We close in as fast as 7–10 days.
No. We lend based on the asset value.
Yes. Transparent draw schedules are available.