Hard Money Loans in Ferry County Washington
Get fast approvals, flexible terms, and funding based on the property not your income. LoiNow helps Ferry County real estate investors secure capital without bank underwriting, no W-2s or tax returns required. Receive a same-day term sheet, close in as little as 3–7 days, and fund flips, rentals, or commercial projects with ease.
Why Investors Choose Hard Money Loans
Traditional banks are slow and require personal income verification.
LoiNow approves deals based on:
- The property value
- After-repair value (ARV)
- Your exit strategy
Perfect for:
- Fix & flip investors
- BRRRR method investors
- Short-term rental projects
- Commercial conversions
- Auction / distressed / probate deals
Who Qualifies?
You qualify if:
- Purchase contract or address ready
- Exit strategy defined
- Investment (non-owner occupied)
Eligible Property Types
- Single-family homes
- Multifamily (up to 20 units)
- Mixed-use buildings
- Condos/townhomes
- Light commercial
- Land for construction (with permits or plans)
Ferry County Ideal for Investment?
Ferry County offers:
- Affordable distressed inventory
- Increasing demand for short-term rentals (hunting, rivers, outdoor tourism)
- Lower competition vs. coastal counties
Nearby markets include:
- Spokane
- Chelan
- Douglas
- Okanogan
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Approvals in days
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Loan Feature | What You Get |
Funding Speed | 3–7 days from application |
LTV | Up to 85% purchase / 100% rehab funding available |
Credit Score | 600+ (flexible based on deal strength) |
Loan Amounts | $100,000 – $5,000,000 |
Property Type | Residential investment, multifamily, mixed-use, commercial |
Exit Strategies | Flip, refinance, or sell |
FAQs
No. We approve based on the property value and exit strategy.
3–7 business days depending on title and appraisal.
Yes — draw schedules available.