Bridge Loans in Cowlitz County Washington

Move first and close with confidence. LoiNow provides investor-focused bridge loans across Cowlitz County—including Longview, Kelso, Woodland, Kalama, Castle Rock, and Lexington—so you can secure time-sensitive deals, access equity quickly, and transition to permanent financing on your schedule.

bridge loan

Why Investors Choose LoiNow Bridge Loans

Banks move slowly. Competitive deals won’t wait. Our private bridge loans are engineered for investors who need to win on speed:

  • No income docs / W-2s — asset-based approvals
  • Same-day term sheet on qualified submissions
  • Close in 3–7 business days on most scenarios
  • Interest-only payments; flexible prepay options

How to Qualify?

You only need:

  • Property address or contract
  • Exit strategy (refinance or sell)
  • Investor experience (preferred but not required)
  • No tax returns
  • No pay stubs
  • No personal income verification

Property Types Eligible

  • SFR investment (non-owner-occupied)
  • Duplex–Quadplex; small multifamily (2–20 units)
  • Mixed-use and small commercial (office/retail/industrial)
  • Distressed, vacant, or auction/REO purchases

     

Local Market Expertise — Cowlitz County

  • County recording and payoff logistics for fast closings
  • Appraisal/valuation scheduling that won’t stall your deal
  • Bridge-to-perm exit strategies (DSCR, bank, or agency)

How the Process Works

Step 1

Submit Deal Scenario

Send us the address, purchase contract, and timeline.

Step 2

Same-Day Soft Terms Issued

No hard credit pull.

Step 3

Fast Closing

Loan docs to title, closing in as little as 5–7 days.

Benefits over Traditional Banking

Approvals in days

Distressed property support

Rehab financing included

Bridge Loan

Loan Program Overview

  • Loan Amount: $150,000 – $10,000,000+
  • Funding Speed: 3–7 business days
  • LTV: Up to 75% of purchase or as-is value
  • Term: 6–24 months (extensions available)
  • Payments: Interest-only
  • Documentation: Minimal — no tax returns required
  • Credit: Flexible; deal-first underwriting

FAQs

Many closings complete in 3–7 business days depending on title and valuation.

 No. We approve based on the property, equity, and exit plan.

 Yes—with a viable exit strategy and sufficient equity.

Ready to bridge into your next investment opportunity?

 Fast approvals. No income docs. Same-day term sheets.