Construction Loans Ground Up in Cowlitz County Washington
Fast, Flexible Funding for Builders, Developers & Real Estate Investors
Ground-Up Construction Loans for Investors and Builders
Most banks say NO to construction and require:
- Full tax returns
- High liquidity requirements
- Completed architectural plans
- Pre-existing contractor history
How to Qualify?
You qualify if:
- Project is non-owner-occupied investment
- You have a GC or construction experience
- You have basic liquidity for closing + carry costs
Property Types Eligible
- Single-family spec homes
- New construction flip projects
- Duplex, triplex, quadplex builds
- Multifamily (2–20 units)
Local Investment Insight
- Cowlitz County sits strategically between two powerhouse metros:
- Seattle / Bellevue / Redmond tech-driven housing demand
- Portland cross-border affordability market
How the Process Works
Submit Deal Scenario
Send us the address, purchase contract, and timeline.
Same-Day Soft Terms Issued
No hard credit pull.
Fast Closing
Loan docs to title, closing in as little as 5–7 days.
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Feature | LoiNow Construction Loan | Traditional Bank |
Income docs required | ❌ No | ✅ Yes |
Land + vertical build | ✅ Yes | ❌ No |
Speed | ✅ 7–12 days | ❌ 60–120 days |
Rehab draws | ✅ Yes | ❌ Limited |
Investor flexibility | ✅ High | ❌ Very low |
FAQs
Yes. We fund land + vertical build + draws
Yes — if partnered with a licensed general contractor.
7–12 days depending on appraisal and title.