Commercial Property Construction Loan in Cowlitz County Washington
Ground-Up & Value-Add Construction Financing for Developers, Builders & Investors
Serving Longview, Kelso, Woodland, Castle Rock, and surrounding Cowlitz County markets.
Grow Your Portfolio With Fast, Flexible Commercial Construction Financing
Traditional banks slow down commercial projects with:
- Tax returns & audited financials
- Rigid collateral conditions
- Extremely slow underwriting
We fund:
- Ground-up commercial builds
- Retail, warehouse, medical, office, industrial flex
- Mixed-use commercial + multifamily
- Redevelopment or adaptive reuse
Property Types Eligible
- Warehouse / flex space
- Office / professional suites
- Retail strip centers
- Medical / dental / urgent care
Why Investors Choose LoiNow?
- Experienced Washington private lender
- Licensed loan advisors familiar with local market conditions.
- Transparent pricing — no hidden junk fees.
- Google Ads & FTC compliant disclosures.
- Trusted in neighborhoods from Seattle to Redmond and across Adams County.
How the Process Works
Submit Deal Scenario
Send us the address, purchase contract, and timeline.
Same-Day Soft Terms Issued
No hard credit pull.
Fast Closing
Loan docs to title, closing in as little as 5–7 days.
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Feature | Investor / Developer Benefit |
Up to 75% of land value | Reduce cash out-of-pocket |
Up to 100% of vertical construction budget | Finance full build |
70% max stabilized value (completed value) | ARV-based leverage |
12–36 month terms | Built for commercial timelines |
Interest-only payments | Lower monthly cost |
Draws funded fast | Less downtime, fewer delays |
Experience-based approvals | Developer track record preferred |
FAQs
Yes. Up to 75% of land value and 100% of vertical construction costs.
No. We are asset-based and project-performance based.
Yes, if they increase stabilized commercial value