Construction Loans Ground Up in Clallam County Washington
Fast ground-up construction loans in Clallam County, Washington — built for developers, investors, and builders who need speed. LoiNow finances land, vertical construction, and interest reserves, with no tax returns or income documentation required. Get same-day soft terms and close in as fast as 7–10 days so you can start building without delays.
Why Investors Choose LoiNow
LoiNow is Washington’s investor-focused private lender—designed to eliminate banking delays and get your project moving.
Why clients choose us:
- Fast approval & closings in 7–10 days
- Funds issued through draw schedules
- Experience with septic, well, and rural permitting (common in Clallam County)
- No income docs — underwriting is property-based, not personal-credit based
How to Qualify
We approve based on:
- Lot value + post-construction value (ARV)
- Budget & scope of work
- Experience level (first-time builder OK with GC)
Documentation needed:
- Construction budget
- Plans + specs (PDF acceptable)
- Timeline + exit strategy
Eligible Property Types
- Single-family new builds
- Accessory dwelling units (ADUs)
- Duplex, triplex, and small multifamily (2–20 units)
- Mixed-use ground up projects
- Coastal STRs + cabins (Sequim + Port Angeles)
- Land with utilities OR raw land
Local Market — Clallam County
We understand Clallam County’s unique build characteristics:
- Rural permitting
- Septic and well approvals
- Coastal corrosion mitigation
Investor-heavy areas include:
- Sequim (high demand new builds)
- Port Angeles (infill construction)
- Forks (STR + cabin investors)
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Fast closing (7–10 days)
Funds land + Build
Flexible on zoning/condition
Focus on ARV
No Income Docs Required
Loan Program Overview
Key Feature | Investor Benefit |
Loan Amount | $250,000 – $10,000,000+ |
Funding Speed | 7–10 business days |
LTC (Land + Build Cost) | Up to 90% |
ARV Leverage | Up to 75% ARV |
Draws | Fast draws, app-based requests |
Builder/GC not required | Self-build allowed on review |
Interest-only | Lower monthly payments |
Loan Term | 12–24 months |
FAQs
Yes, we fund land purchase and 100% of construction costs (up to max leverage).
7–10 business days.
No. We are asset-based, not income-based.
Ready to fund your next ground up project?
Fast decisions. Dedicated draw manager. Local Washington expertise.