Hard Money Loans in Chelan County Washington
Move quickly on your next investment in Chelan, Wenatchee, Leavenworth, Manson, Cashmere, and Entiat. LoiNow funds investment property purchases and rehabs with asset-based underwriting—not your tax returns. Close in days, compete with cash buyers, and keep projects moving with milestone-based draws.
Why Investors Choose LoiNow
- Speed that wins deals — term sheet the same day; close in 5–10 business days
- No tax returns — approvals based on asset value & ARV, not DTI
- Rehab included — structured draws tied to your Scope of Work
- Local expertise — we understand Chelan County’s seasonality, inspections, and STR rules
- Direct decision-makers — talk with underwriters, not a call center
What You Need to Qualify
- Purchase agreement (or payoff if refi)
- Rehab budget / Scope of Work with line items
- Exit plan (resale or DSCR refinance)
Eligible Properties
- Single-family investment homes (non-owner occupied)
- 2–4 unit residential
- Condos/townhomes (investment use)
- Small mixed-use (case-by-case)
- STRs (Airbnb/VRBO) in Chelan/Leavenworth zones
Chelan County Investor Insights
- Lake Chelan (Chelan & Manson): STR demand supports premium ARVs for tasteful interior upgrades, decks, hot tubs, and modern kitchens.
- Leavenworth: Bavarian-themed cabins and in-town homes respond well to design-forward cosmetic rehabs; proximity to festivals and ski draws year-round bookings.
- Wenatchee: Appreciation corridor with strong retail/services; cosmetic flips with system upgrades (roof/HVAC/electrical) move quickly.
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5–10 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Feature | Terms |
Loan Type | Hard Money / Bridge / Fix & Flip |
Loan Size | $150,000 – $5,000,000+ |
Purchase Leverage (LTC) | Up to 85% of purchase |
ARV Leverage | Up to 70% of After-Repair Value |
Rehab Funds | ✅ Yes — milestone-based draws |
Term | 6–18 months (extensions case-by-case) |
Payments | Interest-only |
Income Docs | ❌ Not required |
Credit Minimum | Flexible, deal-driven |
Close Speed | 5–10 business days |
FAQs
Most investors close in 5–10 business days, depending on valuation and title.
No. Our approvals are asset-based and ARV-driven, not DTI-driven.
Yes. We set a draw schedule tied to your Scope of Work; funds are released as milestones are completed.
Ready to fund your next Chelan County deal?
Fast approvals. Flexible draws. No income docs.