Construction Loans Ground Up in Chelan County Washington
Build faster with flexible ground-up construction financing built for Washington investors, developers, and builders—not banks. LoiNow funds everything from land purchase to certificate of occupancy, including soft costs and vertical construction, with approvals based on project strength and exit strategy—not borrower income. Expect same-day term sheets, fast draws, 7–14 business day closings, and no income documentation required.
Why Builders Choose LoiNow in Chelan County
- Fast closings – close in 7–14 business days, beat cash buyers on land deals
- Draws released fast – uploaded photos → inspection → funds wired
- We fund land + vertical construction – ideal for infill, teardown, and new development
- No income docs – approvals based on project value and plans, NOT tax returns
- Local market knowledge – Chelan, Leavenworth, Wenatchee, Manson, Entiat, Cashmere
What You Need to Qualify
- Build budget / detailed Scope of Work
- Plans (stamped or near approval)
- Timeline & exit strategy (sell or convert to DSCR rental loan)
Property Types Eligible
- SFR new construction
- Duplex/ Triplex/ Fourplex
- Small multifamily (up to 12 units)
- ADUs/ DADUs (Accessory Units)
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Approvals in days
Time to close (7–14 days)
Best for Builders needing speed
Rehab financing included
No Income Docs Required
Loan Program Overview
Loan Feature | Terms |
Loan Type | Ground-up construction loans (land + build budget) |
Loan Size Range | $250,000 – $7,500,000+ |
Land Purchase Financing | ✅ Up to 70% of land acquisition |
Construction Financing | ✅ Up to 100% of construction budget (based on ARV & LTC) |
Max LTC (Loan-to-Cost) | Up to 85% |
Max ARV (After Repair Value) | Up to 70% |
Draw Schedule | Milestone-based (fast funding) |
Payments | Interest-only |
Term Length | 9–24 months |
Extensions | Case-by-case |
FAQs
Closings average 7–14 business days depending on plans and title.
Permits help, but not required. We can fund land purchase + permit process.
Yes, if the project meets LTC and ARV limits.
Ready to build in Chelan County?
Fast approvals. Flexible draw schedules. Close in 7–14 days.