Fix and Flip Loans in Benton County Washington
Move fast on profitable flips across Kennewick, Richland, Prosser, and West Richland. LoiNow is a Washington private lender funding acquisitions + rehab with same-day soft approvals, no income documentation, and draw schedules that match your scope of work.
Why Benton County Investors Choose LoiNow
- Fast decisions — same-day term sheet, close in 5–10 business days
- No tax returns — asset/ARV-based underwriting, not DTI
- Rehab draws — milestone-based, aligned to your SOW
- Local expertise — experienced across Washington counties from Seattle to Redmond, Spokane & Tacoma
- Direct lender access — talk to real underwriters and decision-makers
Experience: LoiNow has funded 1,000+ real estate investment projects across Washington.
How to Qualify?
Required:
- Purchase contract (or payoff if refi)
- Rehab budget / scope of work
- Exit plan (resale or DSCR refi)
Helpful (optional):
- Past project photos or HUDs
- GC bid / timeline
- Comps or ARV support
Property Types Eligible
- Single-family homes (non-owner occupied)
- 2–4 unit residential
- Townhomes/condos (investment use)
- Small mixed-use (case-by-case)
- Vacant/distressed properties
Why Investors Choose LoiNow?
- Experienced Washington private lender
- Licensed loan advisors familiar with local market conditions.
- Transparent pricing — no hidden junk fees.
- Google Ads & FTC compliant disclosures.
- Trusted in neighborhoods from Seattle to Redmond and across Adams County.
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Valuation & Draw Setup
Close & Build
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Feature | Terms |
Loan Amount | $100,000 – $5,000,000+ |
Purchase Financing | Up to 85% of purchase price |
Rehab / CapEx | Funded via draws (materials + labor) |
ARV Leverage | Up to 70% of ARV |
Credit Minimum | Flexible (deal-driven) |
Income Docs | Not required |
Term | 6–18 months (extensions case-by-case) |
Payments | Interest-only during project |
Closing Speed | 5–10 business days |
FAQs
Most Fix and flip loans close in 5–7 days, depending on title and appraisal.
No. Our loans are asset-based, not income-based.
Yes — many BRRRR investors use Fix and Flip loans to acquire, rehab, then refinance.
Ready to Fund Your Next Fix & Flip in Benton County?
Fast approvals. Flexible draws. No income docs.
Call (800) 664-7505 or apply online to lock the deal before competitors do