Commercial Property Construction Loans in Asotin County Washington

Ground-up construction financing for commercial, mixed-use, retail & multifamily projects. Close in days — not months.

commercial

Commercial Construction Loan in Astoin County

Commercial property development in Asotin County, Washington, is growing — especially across Clarkston and the Snake River waterfront corridor. Local investors know that timing is everything. Land opportunities, warehouse conversions, and retail buildouts don’t wait for banks.

LoiNow funds projects based on the asset, plans, and project feasibility — not personal income.

  • Ground-up construction
  • Commercial real estate development
  • Mixed-use + multifamily + retail + warehouse

“LoiNow has funded 1,000+ real estate investment projects across Washington — including new construction and commercial development.”

Local Market Advantage

Asotin County is attracting commercial developers because:

  • Lower land acquisition costs than Western Washington
  • Strong cross-border economic activity with Lewiston, Idaho
  • Demand for industrial + retail + mixed-use growth
  • Highway and riverfront traffic from tourism & logistic

Property Types Eligible

  • Commercial ground-up developments
  • Mixed-use buildings (commercial + residential)
  • Small and midsize multifamily up to 50 units
  • Warehouse / industrial buildings
  • Retail tenant build-outs
  • Adaptive reuse projects (conversions)

If permits are ready, we can fund.

Why Investors Choose LoiNow?

  •  No tax returns required
  • No personal income verification
  • Local lending experience across Washington
  • Transparent draw schedule
  • Licensed lending team + compliance with FTC / CCPA / CPRA / ADA

How the Process Works

Step 1

Submit Deal Scenario

Send us plans, cost breakdown, and your builder information.

Step 2

Same-Day Soft Terms Issued

Soft credit pull only — no income documents.

Step 3

Close in 10–14 Days

We coordinate title, inspections, builder approval, and budget controls.

Step 4

Draws Released During Construction

Funds are released as construction milestones are completed.

Benefits over Traditional Banking

Approvals in same days

Works with Distressed / Value-add Projects

Closing in 10 - 14 days

Renovation / Construction Financing

Asset based underwriting

commercial construction

Loan Program Overview

Feature

Details

Closing Timeline

10–14 days

Loan Type

Ground-up construction, value-add commercial

Max LTC (Loan-to-Cost)

Up to 85% of project costs

Max ARV (After-Completion Value)

Up to 75% ARV

Rehab / Construction Draws

✅ Yes — reimbursed as work progresses

Property Types

Commercial, mixed-use, retail storefronts, etc

Borrower Credit

Flexible — project-first underwriting

FAQs

No. We fund based on construction feasibility and exit strategy.

Yes. We can include land cost and vertical construction in one loan.

Funds are released based on percentage completion inspections.

Ready to Build Your Next Project in Asotin County?

 Fast approvals. No income docs. Same-day term sheets.