Hard Money Loans in Grays Harbor County Washington
LoiNow delivers fast, flexible real estate financing for Washington investors no bank hassle, no income verification, and same-day term sheets. Whether you’re flipping in Aberdeen, refinancing rentals in Hoquiam, or acquiring land near Montesano, we fund the deals banks won’t.
Why Investors Choose Hard Money Loans in Grays Harbor County
Hard money loans allow investors to purchase or rehab properties that banks reject, such as:
- Fix & flip properties needing renovations
- Rental acquisitions with tenant issues
- Properties without stabilized income
- Land or tear-down structures
Local Market Expertise
We actively fund deals in:
- Aberdeen
- Hoquiam
- Ocean Shores
- Montesano
- Elma
Market Notes:
- High demand for fix & flip near coastal tourism areas (Ocean Shores).
- Older housing stock = ideal rehab opportunities.
- Growing STR (short-term rental) market.
How the Process Works
Submit your deal scenario
Upload contract, scope of work, or appraisal (if available).
Same-day term sheet
Receive loan structure and approval within hours.
Close & Fund
Signing coordinated with your title company in Washington.
Renovate or Reposition
Receive rehab draws quickly throughout construction.
Exit strategy
Sell or refinance into DSCR or traditional financing.
Benefits over Traditional Banking
Approval Speed (24–48 hrs)
Property Condition Any (distressed, rehab)
No Investor Experience Required
Rehab Funds (draw system)
No Income Verification Required
Loan Program Overview
Term | Details |
Loan Type | Hard Money (Purchase, Refi, Cash-Out, Rehab) |
Loan Amount | $100,000 – $25M+ |
LTV | Up to 85% purchase / 70% ARV |
Interest-Only Payments | ✅ |
Draw System | Fast & digital |
Closings | In as little as 5–7 days |
FAQs
Term sheets go out same-day closings in as little as 5–7 days.
Yes, even properties that won’t pass bank underwriting.
No. We lend based on property value and exit strategy.
Ready to fund your Grays Harbor County investment?
Fast approvals. No income docs. Same-day term sheets.