Ground Up Construction Loans in Grays Harbor County Washington
LoiNow delivers fast private construction financing for real estate investors in Grays Harbor County. Whether you’re building a spec home in Aberdeen, a duplex in Hoquiam, or a rental in Montesano, we fund projects when banks hesitate offering up to 75% of land value plus 100% of construction costs, same-day term sheets, and interest-only payments during construction.
Fast Private Construction Financing for Real Estate Investors.
- Up to 75% of land value + 100% of construction costs
- Same-day term sheets
- Interest-only during construction
What We Finance
- New single-family builds
- Duplex, triplex & small multifamily (≤20 units)
- Spec home developments
- Build-to-rent (BTR) projects
- Combined land + construction funding
Local Market Insight
- Rising new construction demand driven by coastal tourism and vacation rental growth
- Many aging properties → strong demand for new inventory
- Shorter permit turnaround windows in many rural zones
- Affordable land in Aberdeen, Hoquiam, Montesano, Westport, and surrounding areas
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Same-day Approvals
We specialize in investor construction
No Income Docs Required
Loan Program Overview
Feature | Details |
Loan Amount | $150,000 – $50M+ |
LTC | Up to 90% |
ARV | Up to 70% |
Draws | Fast digital draw portal |
Experience Required | No (we accept builder experience) |
Closing Time | 7–12 days |
FAQs
Yes we finance both the land acquisition and full construction budget.
Yes draw requests are processed digitally, typically within 24–48 hours.
We fund new single-family homes, duplexes, triplexes, small multifamily properties up to 20 units, spec homes, build-to-rent projects, and combined land + construction financing.
Ready to fund your Grays Harbor County investment?
Fast approvals. No income docs. Same-day term sheets.