What types of commercial properties do you finance in Grays Harbor County?

We finance a wide range of commercial properties in Grays Harbor County, including ground-up retail and strip centers, flex and industrial warehouses, Airbnb and short-term rental commercial conversions, office build-outs, and larger multifamily projects on a case-by-case basis.

Do you require tax returns for commercial construction loans?

No, we do not require personal tax returns for approval. Our commercial construction loans are asset-based and focus primarily on the project, collateral, and overall feasibility.

How fast can a commercial construction loan close?

Most commercial construction loans in Grays Harbor County can close in as little as 10 to 21 days, depending on the complexity of the project and the speed of third-party reports.

Do I need pre-leased tenants before you will fund the project?

No, we can finance speculative commercial construction projects without signed tenant leases in place.

Can I refinance into a DSCR loan after the project is complete?

Yes, once your commercial property is built and stabilized, we offer DSCR take-out loans to refinance short-term construction debt into longer-term financing.

Commercial Property Construction in Grays Harbor County Washington

LoiNow specializes in low-red-tape private lending for:

Retail storefronts
Industrial buildings / warehouses
Hospitality / short-term rental commercial conversions
Mixed-use redevelopment
If your bank won’t fund it — we likely will.

Property Types Eligible

Ground-up retail or strip centers
Flex / industrial warehouses
AirBnB / short-term rental commercial conversions
Office build-outs
Multifamily (20+ units)

Why Investors Choose Us

No tax returns required
Experience optional
Flexible draw schedules
Can close even if you don’t have tenants yet

How the Process Works

Submit Deal Scenario

Same-Day Soft Terms Issued

Fast Closing

Benefits over Traditional Banking

Approvals in days

Flexible Writing

No Income Docs Required

Loan Program Overview

Term	Details
Loan Amount	$500K – $50M
LTC	Up to 85%
ARV	Up to 70%
Draws	Fast / digital
Closing	10–21 days

FAQs

Do you require pre-leased tenants?

No, we finance speculative builds.

Can I refinance into DSCR after completion?

Yes we also offer DSCR take-out loans.

Ready to fund your Grays Harbor County investment?

Fast approvals. No income docs. Same-day term sheets.