Hard Money Loans in Franklin County Washington
Fund your investment property fast no income docs, no tax returns, no bank-style delays. Close in as little as 7–10 days with a direct private lender that specializes in Washington investment properties.
Why Real Estate Investors Choose Hard Money Loans
Hard money loans are the preferred short-term financing tool for Washington investors who need:
- Fast approvals (same-day soft quote)
- Asset-based underwriting (approval based on property value)
- Funding for distressed or non-bankable properties
- Rehab, fix & flip, or bridge-to-perm exit strategies
Property Types Eligible
- Fix & Flips
- Ground-Up Construction
- Multifamily (2–20 units)
- Commercial (retail, light industrial, office)
- New rental acquisitions (DSCR)
Local-First Lending in Franklin County
Franklin County includes high-growth investor areas like:
- Pasco
- Basin City
- Mesa
- Kahlotus
We understand:
- Local zoning / permitting timelines
- Seasonal rehab challenges
- Investor-heavy pockets near the Columbia River corridor
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Close in (7–10 days)
Funds distressed properties
Experience with investors
No Income Docs Required
Loan Program Overview
Loan Type | Hard Money / Investor Loan |
Loan Amount | $75,000 – $7,500,000 |
LTV | Up to 85% of purchase / up to 70% ARV |
Rehab Funds | 100% of rehab available (draw schedule) |
Credit Score | Minimum 600 FICO (common exceptions applied) |
Close Time | 7–10 business days |
Property Type | SFR, multifamily, condo, townhomes, mixed-use |
FAQs
As fast as 7–10 business days, appraisal/title dependent.
Yes — we can allow coaching or GC involvement instead of experience requirements.
Loans must be closed in an LLC, Corp, or Trust (we help you set one up same day if needed).