Commercial Property Construction Loans in Franklin County Washington
Private commercial construction financing that funds your project faster than banks — no tax returns, no income docs, build-ready approvals. From land acquisition to vertical construction, we fund commercial & mixed-use projects throughout Franklin County. Fast approvals. Draws paid quickly.
What Is a Commercial Property Construction Loan?
This loan provides financing for:
- Purchasing commercial land
- New ground-up commercial development
- Construction draw disbursements during build phases
Unlike banks, we lend based on the project’s completed stabilized value (ARV). We fund what banks won’t — speed, flexibility, and asset-based lending.
Property Types Eligible
Commercial ground-up
Retail strip centers
Small industrial / flex / warehouse
Tenant build-outs
Mixed-use (commercial + residential units)
Franklin County Market Advantage
Fastest-growing commercial corridors:
- Pasco and Connell seeing new industrial development
- Strong demand for retail and flex space
- Investor-heavy traffic due to Tri-Cities regional growth
We actively fund projects in:
- Pasco
- Mesa
- Basin City
- Kahlotus
- Tri-Cities metro
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Close in (10–21 days)
Reimbursed draws weekly
Asset-based approvals
No Income Docs Required
Loan Program Overview
Loan Feature | Program Details |
Loan Type | Commercial Ground-Up Construction |
Property Types | Retail, mixed-use, industrial, office, multifamily, self-storage |
Loan Amount | $500,000 – $50,000,000+ |
Construction Funding | 100% of budget (with proper equity in land) |
Max LTC | Up to 80% |
Max ARV | Up to 70% |
Term | 12–36 months |
Conversion Option | Yes → Convert to DSCR / long-term commercial loan |
FAQs
Yes. If you already own land, equity can count as your contribution.
No. Approval is based on the property value and project feasibility.
Yes — we offer take-out / stabilization DSCR and commercial perm loans.
Ready to start your commercial development project?
Fast approvals. No income docs. Same-day term sheets.