Bridge Loans in Franklin County Washington
Short-term, fast-funding capital for real estate investors, developers, and flippers who need to act quickly — not wait 90+ days for a bank. LoiNow is a direct private lender serving Franklin County and the Tri-Cities region — Pasco, Richland, and Kennewick.
WHY INVESTORS USE BRIDGE LOANS
Bridge loans allow you to:
- Acquire a property while permanent financing is pending
- Use property equity to fund another project (cash-out)
- Close fast on a competitive deal before someone else grabs it
- Solve short-term liquidity issues (partner buyout, payoff demands)
- Refinance out of a construction or hard money loan
Ideal for investors who need capital NOW, not in 90 days.
Eligible Property Types
We fund:
- Fix & flip projects
- Commercial / mixed-use buildings
- Multifamily 5+ units
- Retail, office, warehouse, industrial
- Land (with strong exit strategy)
Franklin County Market Insights
Local demand drivers:
- Amazon + logistics expansion
- Construction & agriculture distribution hubs
- Population growth + housing shortages
Common investor strategies in the area:
- Acquire → stabilize → refinance to DSCR or commercial loan
- Commercial redevelopment and warehouse conversions
- Multifamily short-term bridge to increase NOI before perm financing
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
3–10 days funding
Based on property, not tax returns
Flexible draw schedules
Cash-out allowed
Loan Program Overview
Feature | Details |
Loan Amount | $150,000 – $25,000,000+ |
Funding Time | 3–10 Days |
LTV | Up to 75% of purchase or appraised value |
Term Length | 6–24 months |
Prepayment Penalty | None (optional) |
Credit Score | Flexible — asset-based approval |
Income Docs | Not required |
Property Types | Residential investment, multifamily, commercial, land |
FAQs
Most Franklin County bridge loans fund in 3–10 days.
No. Bridge loans are asset-based.
Yes — cash-out bridge loans are allowed.