Bridge Loans in Ferry County Washington
A bridge loan gives investors fast capital without waiting on banks or slow underwriting. It’s ideal for buying commercial buildings, closing before selling another property, securing land while construction financing finalizes, or repositioning a property for resale or refinance.
What Is a Bridge Loan?
A bridge loan provides short-term funding so investors don’t lose a deal while waiting for permanent financing.
Perfect for situations like:
- Property must close fast (auction, off-market deal, wholesaler timeline)
- Property isn’t stabilized enough for a bank
- Borrower is waiting on funds from a sale or refinance
We lend based on asset value and exit strategy — not personal tax returns.
Commercial & Development Assets
- Warehouse / flex / industrial
- Hospitality (small motels, STR cabin resorts)
- Office and retail
Investment Real Estate
- Fix & flip projects
- Rental income properties
- Small commercial buildings
- Mixed-use retail + apartment units
- Land with a development path
Ideal Investor Scenarios
- Need to close on a property before selling another
- Need short-term capital for improvements before refinance
- Need a temporary loan while waiting on SBA, DSCR, or construction financing
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Fast closing (5–10 days)
Works with distressed properties
Approvals based on asset value
No tax returns or W-2s
No Income Docs Required
Loan Program Overview
Program Feature | Details |
Loan Amounts | $150,000 – $10,000,000+ |
Closing Speed | As fast as 5–10 days |
LTV (As-Is Value) | Up to 75% |
Interest Only | Yes |
Term Length | 6–24 months |
Exit Strategy | Sell or refinance into long-term financing |
FAQs
Yes — that’s exactly what bridge loans are designed for.
No — not required.
Yes, if there is a development or refinance plan.