Hard Money Loans in Douglas County Washington

Fast, flexible, asset-based funding for real estate investors, builders, and flippers in Douglas County.

hard money

Why Investors Use Hard Money Loans in Douglas County WA

Douglas County is one of the fastest-expanding regions for investment property growth due to affordability, new development land, and short funding competition.

Real estate investors choose hard money because:

  • Fast approvals (same day)
  • Closings in as little as 3–7 days
  • No income or tax return verification
  • We finance distressed, unfinished, or value-add deals

“LoiNow has funded 1,000+ real estate investment projects across Washington.”

How to Qualify?

  • Asset-based approval — we lend on the property, not your income

  • 10–20% down (or existing equity in the property)

  • Clear exit strategy: flip, sell, or refinance

  • Basic docs only: address, purchase contract, rehab budget

  • Flexible credit — experience helps but not required

  • Investment properties only (no owner-occupied homes)

  • Fast underwriting if budget + comps are provided

Property Types Eligible

  • Single-family investment homes (non-owner occupied)
  • Duplex / Triplex / Fourplex
  • Small multifamily (5–20 units)
  • Commercial value-add
  • Land with development potential (bridge to construction loan)

Why Investors Choose LoiNow?

  • We understand:
  • County permitting timelines
  • Rehab draw process / contractor coordination requirements
  • Local underwriting standards for appraisers & inspections

How the Process Works

Step 1

Submit Deal Scenario

Upload address + loan amount + exit strategy.

Step 2

Same-Day Soft Terms Issued

Same-day terms & pricing — no application fee.

Step 3

Fast Closing

Funds wired in as little as 3–7 business days.

Benefits over Traditional Banking

Approvals in days

Distressed property support

Rehab financing included

No Income Docs Required

hard Money

Loan Program Overview

Feature

Investor Advantage

Loan Amount

$100K – $5M+

LTV (As-Is Value)

Up to 85%

LTC Rehab Funding

Up to 100%

Terms

6–24 months

Credit Score

Flexible

Appraisal

Not always required

FAQs

No — our underwriting is asset-based.

Yes. We specialize in non-bankable deals.

3–7 days depending on title & appraisal.

Ready to fund your investment?

 Fast approvals. No income docs. Same-day term sheets.