Construction Loans Ground Up in Douglas County, Washington
Build new residential or commercial investment properties faster with asset-based ground-up construction loans—designed specifically for real estate investors and builders in Douglas County, Washington.
Why Ground-Up Construction Lending Matters in Douglas County
Douglas County is expanding rapidly due to:
- Affordable developable land
- A surge in new housing & commercial demand
- Proximity to Wenatchee, Seattle & Spokane distribution corridors
- LoiNow helps investors break ground quickly by eliminating bank red tape.
- “LoiNow has funded over 1,000+ new construction and fix-and-flip projects across Washington.”
How to Qualify?
Minimum requirements:
- Basic construction budget (materials + labor)
- Simple draw schedule
- Exit strategy (sell or refi to DSCR/long-term rental loan)
No tax returns - No bank statements
No W-2s required
Property Types Eligible
- Single-family spec homes
- Duplex / Triplex / Fourplex new construction
- Small multifamily build (5–20 units)
- Mixed-use + commercial infill developments
- Land + new construction combo financing
Local Douglas County Expertise
- We understand:
- County permitting timelines
- Contractor payouts & draw management
- Local inspection checkpoints & title requirements
How the Process Works
Submit Deal Scenario
Submit Address & Build Budget (no application fee)
Same-Day Soft Terms Issued
Receive Terms & Draw Schedule (same day)
Fast Closing
Close & Fund (7–14 days)
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Category | Terms |
Loan Amount | $150,000 – $10M+ |
LTC (Loan-to-Cost) | Up to 90% LTC |
ARV (After-Repair Value) | Up to 75% |
Draw Schedule | Fast & flexible |
Terms | 12–24 months |
Exit Strategy | Sale or refinance |
FAQs
Yes. One closing, one loan.
Yes — with project supervision or GC support.
We release draws based on completed progress; no cumbersome bank inspections.