Hard Money Loans in Clallam County Washington
Move quickly on investment properties in Port Angeles, Sequim, and Forks with LoiNow’s private hard money loans. We fund acquisitions, light-to-heavy rehabs, bridge scenarios, and BRRRR projects with asset-based underwriting—not your tax returns—so you can close in days and keep contractors on schedule.
Why Investors Choose LoiNow
- Speed that wins deals: term sheet the same day; close in 5–10 business days
- ARV-driven leverage: we fund based on After-Repair Value and exit strategy
- Draws for rehab: milestone-based funding tied to your Scope of Work (SOW)
- Local know-how: coastal weather, seasonality, and inspection timing in Clallam County
- Direct decision makers: talk with underwriters, not a call center
What You Need to Qualify
- Purchase contract (or payoff if refinancing)
- Rehab budget / Scope of Work with line items
- Exit plan (resale or DSCR refinance)
- Entity details (LLC preferred—set-up help available)
Eligible Investment Property Types
- Single-family investment homes (non-owner occupied)
- 2–4 unit residential
- Condos/townhomes (investment use)
- Small mixed-use (case-by-case)
- Short-term rentals (Airbnb/VRBO) where permitted
Local Market Insights
- Port Angeles: demand near the waterfront, hospital, and college; bridge + light rehab helps shorten DOM before DSCR take-out.
- Sequim: “blue hole” weather supports year-round curb-appeal projects; strong buy-box for downsizers and STR-adjacent stays.
- Forks: value-driven acquisitions; quick interior upgrades improve rentability for workforce and tourism traffic.
How the Process Works
Submit Deal Scenario
Same-Day Soft Terms Issued
Fast Closing
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Feature | Terms |
Loan Type | Hard Money / Bridge / Fix & Flip |
Loan Size | $150,000 – $10,000,000+ |
Purchase Leverage (LTC) | Up to 85% of purchase |
ARV Leverage | Up to 70% of ARV |
Rehab Funds | ✅ Yes — milestone draws |
Payments | Interest-only |
Term | 6–18 months (extensions case-by-case) |
Income Docs | ❌ Not required |
Credit | Flexible, deal-driven |
Close Speed | 5–10 business days |
FAQs
Most investors close in 5–10 business days, depending on valuation and title.
No. We underwrite primarily on asset value, ARV, and exit strategy.
Yes. We create a milestone draw schedule tied to your Scope of Work (SOW); funds are released as milestones are verified.