Construction Loans Ground Up in Clark County Washington

LoiNow provides fast, flexible, ground-up construction loans for real estate investors, builders, and developers in Clark County, Washington — including Vancouver, Camas, Battle Ground, Ridgefield, and Woodland.

fix and flip

Why Real Estate Investors Choose LoiNow

Unlike banks, we fund based on the property and the project, not your tax returns.

  • No income documentation required
  • No W-2s, no personal debt-to-income review
  • Fast draw schedules tied to milestones
  • Interest-only payments available

Local Knowledge. Local Lending.

  • Familiar with local inspection cycles
  • Understand seasonal construction delays caused by Washington’s climate
  • Experience with Clark County Assessor & permitting requirements

Clark County Market Expertise

We understand Clark County permitting, zoning, and inspection processes, especially for:

  • Vancouver (98660, 98661, 98662)
  • Camas (98607)
  • Ridgefield (98642)
  • Battle Ground (98604)

Eligible Project Types

Ground up construction financing available for:

  • SFR investment properties
  • Duplex / Triplex / Quadplex
  • Small multifamily (up to 20 units)
  • Spec homes

     

  • Townhomes and infill developments

     

Build-to-rent investment portfolios

How the Process Works

Step 1

Submit Deal Scenario

Upload address, budget, plans, and timeline.

Step 2

Same-Day Soft Terms Issued

We review ROI, specs, and contractor bids — not your personal finances.

Step 3

Fast Closing

We wire construction draws as each phase is completed.

Benefits over Traditional Banking

Approvals in days

Distressed property support

Closing in 5 - 7 days

Rehab financing included

No Income Docs Required

construction

Loan Program Overview

Feature

Details

Loan Type

Ground Up Construction Loans (Private Money)

Loan Amount

$150,000 – $10,000,000+

Funding Time

7–10 business days

Max LTC

Up to 85% Loan-to-Cost

Max ARV

Up to 70% of After Repair Value

Draws

Fast draws, no inspection delays

Credit Score

Flexible — investors with credit events OK

Documentation

Minimal — no income verification

FAQs

Most approvals are same day.

No. We fund based on the project, not personal income.

Yes. Draws are reviewed within 24–48 hours.

Ready to bridge into your next investment opportunity?

 Fast approvals. No income docs. Same-day term sheets.