Commercial Property Construction in Yakima County Washington

LoiNow delivers fast, flexible commercial construction loans in Yakima County for developers and investors who need reliable funding without bank delays. Whether building retail, office, or light industrial projects, our private financing keeps construction moving. With 1,000+ funded projects statewide, we combine nationwide capital with trusted local expertise.

Commercial construction

Why Investors Choose LoiNow for Commercial Construction

Speed That Matches Your Timeline

  • Close in 10–20 business days—no endless committee approvals.
  • Funding structured for acquisition, vertical construction, and interest reserves.
  • Streamlined underwriting focused on project value and feasibility, not personal income.

 Flexible Terms for Real Projects

  • Loans from $500,000 to $10 million+
  • Up to 85% of total project cost (LTC)
  • Interest-only during construction
  • No prepayment penalties

How to Qualify?

  • You are an experienced developer or licensed general contractor (GC).
  • You have a verified project budget, timeline, and exit plan (sale or refinance).
  • You can provide 15–25% equity contribution (land value may count).
  • Permits are ready or near-ready to issue (RTI preferred).

Property Types Eligible

  • Ground-up commercial builds
  • Office or medical buildings
  • Mixed-use developments
  • Light industrial or warehouse projects
  • Hospitality and adaptive reuse
  • Retail centers or tenant improvement builds

Market Insight

  • Yakima County offers affordable land, pro-business zoning, and stable commercial demand.

  • Growth hotspots include Downtown Yakima, Union Gap, and Terrace Heights for retail and light industrial projects.

  • Seasonal weather, county inspections, and city permitting can affect timelines.

  • LoiNow’s local team helps investors plan ahead and avoid delays.

  • Trusted by builders from Seattle to Redmond and across Central Washington for reliable execution and market insight.

How the Process Works

Step 1

Submit Deal Scenario

Step 2

Same-Day Soft Terms Issued

Step 3

Fast Closing

Benefits over Traditional Banking

Minimal Paperwork

Flexible Draw Schedule

Based on project and asset value

10–20 days Funding Timeline

Direct Lender Decisions

Loan Program Overview

Feature

Details

Loan Type

Commercial Property Construction

Loan Amount

$500,000 – $10,000,000+

Max LTC

Up to 85% of total project cost

Term

12–24 months (+ extensions)

Interest Rates

Starting at 10.25% (interest-only)

Prepayment Penalty

None

Property Types

Retail, Office, Mixed-Use, Industrial, Hospitality

Draws

Milestone-based with 48–72 hr inspections

Borrower

Entity/LLC – Non-owner occupied projects only

Closing Timeline

10–20 business days

 

FAQs

We fund retail, office, mixed-use, industrial, and hospitality projects across Washington.

Most term sheets are issued within 24 hours, and loans close within 10–20 business days.

No. Approval is based on the project’s collateral, budget, and builder experience.

Ready to fund your Yakima County investment?

 Fast approvals. No income docs. Same-day term sheets.