Hard Money Loans in Pend Oreille County Washington
When timing is everything, LoiNow delivers. We specialize in fast, flexible, asset-based hard money loans for real estate investors across Washington. Whether you’re closing on a new property in Newport, financing a fix-and-flip near Diamond Lake, or bridging a short-term opportunity in Ione or Cusick, LoiNow helps you fund your deals—without the red tape of traditional banks.
Why Real Estate Investors Choose LoiNow
- Over $500M funded across Washington
- Local underwriting for regional markets
- Transparent fees and no prepayment penalties
- Privacy compliant (FTC, CCPA, ADA)
- Licensed and experienced lending professionals
- Serving real estate investors from Seattle to Spokane, Tacoma to Redmond, and locally in Pend Oreille County.
How to Qualify?
Requirements:
- Property located in Washington State
- Minimum loan amount: $75,000
- Investment property (no owner-occupied)
- Viable exit strategy (sale, refinance, or rental)
Borrower entity (LLC, trust, or individual investor)
Investor Profiles We Serve
- Real estate investors
- Brokers and flippers
- Developers and contractors
- Property managers
- LLCs and trust entities
Local Experience in Pend Oreille County
LoiNow knows Washington’s real estate markets inside out.
We have deep experience funding deals in:
- Newport – Downtown fix-and-flip and bridge funding
- Cusick – Rehab and rental conversions
- Diamond Lake – Short-term rental acquisitions
- Metaline Falls – Multi-property investment portfolios
How the Process Works
Submit Deal Scenario
Quick online application.
Same-Day Soft Terms Issued
Same-day term sheet.
Fast Closing
Fast, local appraisals or AVM reports.
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Our hard money programs are designed for speed and simplicity, catering to investors who prioritize flexibility.
Loan Type | Loan Amount | Term | Rate | LTV | Funding Time |
Fix & Flip | $75K–$3M | 12–24 mo | Starting at 9.99% | Up to 75% ARV | 5–10 Days |
Bridge Loan | $100K–$5M | 6–24 mo | Starting at 10% | Up to 70% LTV | 5–10 Days |
Construction Loan | $250K–$5M | 12–24 mo | Starting at 11% | Up to 70% LTC | 7–15 Days |
Rental / DSCR Loan | $100K–$2M | 30-Year | From 8.5% | Up to 80% | 10–15 Days |
FAQs
Most closings happen in 5–10 business days, depending on title and appraisal.
No—LoiNow funds based on asset value and deal strength, not credit score.
Yes, we fund rehab, fix-and-flip, and ground-up construction projects.