Commercial Property Construction Loans in Mason County Washington
Building or expanding a commercial property in Mason County, WA?
LoiNow provides Commercial Property Construction Loans designed for ground-up development, tenant improvements, and adaptive reuse projects.
What Are Commercial Construction Loans?
A Commercial Construction Loan is short-term financing that covers land purchase, construction costs, and sometimes soft costs like permits or architecture fees.
Unlike traditional banks, LoiNow funds projects based on asset value and feasibility, not tax returns or long underwriting delays.
Who Qualifies
You may qualify if you:
- Own or are under contract for commercial land in Mason County
- Have approved site plans or permits ready to issue
- Contribute 10–20 % equity to the project
- Provide a viable exit plan (sale or refinance)
Work with a qualified GC or builder
Property Types Eligible
- Single-family residential (investment only)
- Multifamily (2–50+ units)
- Mixed-use commercial
- Condos / townhomes
- Land with construction preparation
Why Investors Choose LoiNow?
- Experienced Washington private lender
- Licensed loan advisors familiar with local market conditions.
- Transparent pricing — no hidden junk fees.
- Google Ads & FTC compliant disclosures.
- Trusted in neighborhoods from Seattle to Redmond and across Adams County.
How the Process Works
Submit Your Project
Send your construction budget, timeline, and architectural plans.
Underwriting & ARV Review
We analyze land value and project completion value.
Receive a Term Sheet
Same-day preliminary approval.
Close Quickly
Funding within 7–10 days after clear title and permits.
Draw Schedule
Funds released by milestone (foundation → framing → finish).
Benefits over Traditional Banking
Approval Time (24–48 hours)
Collateral Flexibility Land or Under-Construction Property
Docs Required Minimal
Draw Timing 24 hours post-inspection
No Prepayment Penalty
Loan Program Overview
Feature | Details |
Loan Type | Commercial Property Construction |
Location | Mason County, WA |
Loan Amounts | $250,000 – $20,000,000+ |
LTC (Loan-to-Cost) | Up to 85 % |
LTV (After-Completion) | Up to 70 % |
Term | 12 – 24 months (interest-only) |
Rates | Starting 10.5 % |
Closing Time | 7 – 10 days |
Draw Schedule | 5 – 7 draws released within 24 hours of inspection |
Collateral | Land + Project Improvements |
Credit Score | Flexible / No minimum |
FAQs
Most commercial construction loans close within 7–10 days after final underwriting.
Yes. We combine land acquisition and construction into one loan based on total project cost.
Absolutely. We finance office, retail, industrial, and mixed-use developments throughout Washington.