Bridge Loans in Adams County Washington
Fast, flexible bridge financing for real estate investors — close in as little as 5–7 days. We fund acquisitions, time-sensitive opportunities, and deals banks can’t.
What Is a Bridge Loan?
A bridge loan is short-term financing used to “bridge the gap” between:
- Acquiring a property today
- Refinancing or selling later
Ideal for:
- Time-sensitive deals
- Auction properties
- Sellers needing fast closing
- 1031 Exchange timing issues
- Investors waiting on conventional loan approval
How to Qualify?
You only need:
- Property address or contract
- Exit strategy (refinance or sell)
- Investor experience (preferred but not required)
- No tax returns
- No pay stubs
- No personal income verification
Property Types Eligible
- Single-family residential (investment only)
- Multifamily (2–50+ units)
- Mixed-use commercial
- Condos / townhomes
- Land with construction preparation
Why Investors Choose LoiNow?
- Experienced Washington private lender
- Licensed loan advisors familiar with local market conditions.
- Transparent pricing — no hidden junk fees.
- Google Ads & FTC compliant disclosures.
- Trusted in neighborhoods from Seattle to Redmond and across Adams County.
How the Process Works
Submit Your Project
Share plans, permits, and budget.
Underwriting Review
We evaluate total cost + after-build value.
Term Sheet in 24–48 Hours
Straightforward, transparent terms.
Close & Fund Fast
Land + build funds released to escrow.
Exit Plan
Sell or refi into DSCR or long-term hold financing.
Benefits over Traditional Banking
Approval Time (24–48 Hours)
Project Type Land + Build or Spec
Draw Release 24 hrs Post-Inspection
Credit Requirement Flexible
No Prepayment Penalty
Loan Program Overview
Feature | Details |
Loan Type | Ground-Up Construction |
Loan Size | $150,000 – $10 million+ |
Location | Lincoln County, WA |
LTC (Loan-to-Cost) | Up to 90 % |
LTV (After-Completion) | Up to 75 % |
Term | 6–18 months (interest-only) |
Rates | Starting 10.25 % |
Funding Speed | 7–10 business days |
Draws | 24 hr release post-inspection |
Appraisal | Often waived |
Credit Score | Flexible / no minimum |
FAQs
Most projects close in 7–10 business days once permits and plans are ready.
Yes. We combine land acquisition + build into one streamlined loan.
Yes — we support new builders with experienced GC partnerships and feasibility guidance.