Fix and Flip Loans in Lewis County Washington
A short-term, asset-based loan designed for investors purchasing and renovating properties for resale.
What Are Fix and Flip Loans?
A Fix and Flip Loan is short-term financing designed for real estate investors who buy, renovate, and sell properties for profit. Unlike traditional loans, approval is based on the property’s value — not your income or credit.
How to Qualify?
You may qualify if you:
- Buy or own investment property in Washington
- Have 10–25 % equity or cross-collateral
- Provide a clear exit (sale or refi)
Can verify title & rehab budget
Property Types Eligible
- Single-family non-owner occupied
- Duplex to 10-unit multifamily
- Condos or townhomes (investment)
- Mixed-use light commercial
Local Expertise
LoiNow has funded 1,000 + projects across Washington.
Our team knows Lewis County—from Chehalis River flood zones to permit timelines and winter rehab scheduling.
We partner with local title, escrow, and contractors to streamline draws and closings throughout the region.
How the Process Works
Submit Your Deal
Property address & rehab budget
24-Hour Review
Fast valuation & scope approval
Term Sheet Issued
Transparent rates, no hidden fees
Close Quickly
Funding via local escrow within a week
Renovate & Profit
Sell or refi into a long-term DSCR loan
Benefits over Traditional Banking
Approval Time (24–48 hours)
Property Condition As-is OK
Rehab Funding Up to 100 %
Funding Speed (3–7 days)
No Income Docs Required
Loan Program Overview
Feature | Details |
Loan Type | Fix & Flip (Short-Term Bridge) |
Loan Amounts | $100 K – $5 M + |
LTC / ARV | Up to 90 % LTC / 75 % ARV |
Term | 6 – 18 months (interest-only) |
Rehab Draws | Fast draw reimbursements (24–48 hrs) |
Funding Time | 3 – 7 business days |
Docs Needed | Minimal – no income verification |
Appraisal | Often waived or desktop review |
Entity | LLC, Trust or Corporation |
Exit | Sale or refinance to DSCR loan |
FAQs
Most loans fund within 3 – 7 business days once title is clear.
Yes — we offer up to 100 % of approved rehab budget with fast draws.
No — approvals are asset-based, not income-based.