Bridge Loans in Lewis County Washington
When a great deal can’t wait, LoiNow delivers. Our bridge loans in Lewis County let investors buy now and refinance/sell later—ideal for auction wins, maturing notes, time-sensitive purchases, or quick cash-outs for rehab
Why Lewis County Is a Smart Bridge-Loan Market
- Lower entry prices vs. King & Pierce Counties
- Quick resale and tenant demand along I-5 (exits at Centralia/Chehalis)
- Active STR and seasonal traffic near White Pass and Gifford Pinchot access points
- Local permitting familiarity via Lewis County Community Development
How to Qualify?
You’re a strong candidate if you:
- Buy or own investment real estate in WA
- Provide a clear exit strategy (DSCR refi or sale)
- Have 10–20% equity (or cross-collateral)
- Can support basic valuation and clean title
Property Types Eligible
- SFR (non-owner-occupied)
- 2–4 units & small multifamily (5–10)
- Townhome/condo (investment)
- Mixed-use light commercial (case-by-case)
What Is a Bridge Loan?
A short-term, asset-based loan that “bridges” the time between purchase and exit (sale or refi). Perfect when banks are slow or require property to be turn-key.
How the Process Works
Submit Your Scenario
Address, numbers, exit plan (sale/refi)
24–48h Review
We underwrite asset value + timeline
Term Sheet
Clear pricing; no junk fees
Close Fast
Escrow wires on title clearance
Execute
Rehab/stabilize; refi to DSCR or sell when ready
Benefits over Traditional Banking
Approval speed (24–48 hours)
Property Condition As-is OK
Docs required Minimal, Asset-Based
Draw timing 24h (if value-add)
No Prepay penalty
Loan Program Overview
Feature | Details |
Term | 6–24 months (interest-only) |
LTV | Up to 85% purchase / 70% ARV |
Loan Amount | $100,000 to $5,000,000+ |
Docs Needed | Minimal – property and title only |
Close Time | 5–10 business days |
FAQs
Many close in 3–10 days once title is clear and valuation is complete.
Often no—we use in-house reviews or BPOs when appropriate to save time.
Yes—entity lending is preferred for investment properties.