Commercial Property Construction Loans in Clark County, Washington
Fast, flexible construction financing for commercial developers, investors, and owner-users in Vancouver, Camas, Ridgefield, Battle Ground, La Center, and throughout Clark County.
Program Overview — What We Finance
- Loan Sizes: $500K – $25M+
- Use of Proceeds: Ground-up, additions, rehab, TI, adaptive reuse, entitlement carry
- Advance Rates: Up to 80% LTC; up to 100% of hard/soft costs within limits
- Rates & Fees: Market-based, transparent; no junk fees
- Term: 12–24 months + extensions
- Collateral: Commercial real estate; guarantees tailored to deal
- Draws: Milestone or % of completion; 3–5 business day turn
Why Choose LoiNow for Commercial Construction
- Washington-focused lender: 1,000+ funded WA projects; Clark County municipal familiarity.
- Speed & certainty: Streamlined underwriting; close in 10–15 business days.
- High leverage: Up to 75%–80% LTC and 65%–70% of completed value (LTDC).
- Interest-only during build: Interest reserves available.
- Real draw administration: Photo/field inspections; typical 3–5 day draw turnarounds.
- Exit pathways: DSCR, agency, SBA 504/7(a), or bank take-out after stabilization.
How to Qualify (Project-First, Asset-Based)
- Submit These Items
Executive summary (scope, budget, timeline, exit plan)
- Sources & Uses, line-item budget, schedule (Gantt/milestones)
- Plans & permits or permit path; zoning confirmation
- GC credentials, subcontractor matrix, insurance (builder’s risk/GL)
Market evidence: broker opinion or study on stabilized value & rents
Exit plan: DSCR/bank term sheet or refi/pre-leasing assumptions
Eligible Property Types (Clark County, WA)
- Industrial/flex/logistics (I-5 corridor, Port of Vancouver influence)
- Retail pads, restaurant/c-store with car wash (zoning-permitted)
- Office/medical office（core/shell + TI）
- Multifamily (5+), mixed-use over retail
How the Process Works
Submit Deal Scenario
Address, concept, plans/permits, budget, timeline.
Same-Day Soft Terms Issued
Preliminary terms; LTC/LTDC sizing.
Fast Closing
Funds to escrow; interest reserve; builder’s risk in place.
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
- Loan Sizes: $500K – $25M+
- Use of Proceeds: Ground-up, additions, rehab, TI, adaptive reuse, entitlement carry
- Advance Rates: Up to 80% LTC; up to 100% of hard/soft costs within limits
- Rates & Fees: Market-based, transparent; no junk fees
- Term: 12–24 months + extensions
- Collateral: Commercial real estate; guarantees tailored to deal
- Draws: Milestone or % of completion; 3–5 business day turn
FAQs
Most bridge loans close in 5–7 days, depending on title and appraisal.
No. Bridge loans are asset-based, not income-based.
We are project-driven and asset-based; tax returns are not required for approval.
Ready to bridge into your next investment opportunity?
Fast approvals. No income docs. Same-day term sheets.