Construction Loans Ground Up in King County Washington
Fast, flexible bridge financing for real estate investors — close in as little as 5–7 days. We fund acquisitions, time-sensitive opportunities, and deals banks can’t.
Build Faster With Private Ground-Up Construction Funding
Whether you’re developing:
- A spec home in Bellevue,
- A luxury infill build in Kirkland,
- A duplex in Redmond for short-term rentals,
Or townhomes in Seattle…
Property Types Eligible
- Single family new builds
- Duplex / Triplex / Fourplex
- Townhomes / multifamily infill
Why Private Construction Loans Beat Banks
Banks slow you down with:
- Committee approvals
- Appraisals before issuing a term sheet
- Seasoning & liquidity requirements
- Private construction lending = speed + flexibility.
How the Process Works
Submit Deal Scenario
Send us the address, purchase contract, and timeline.
Same-Day Soft Terms Issued
No hard credit pull.
Fast Closing
Loan docs to title, closing in as little as 5–7 days.
Benefits over Traditional Banking
Approvals in days
Distressed property support
Rehab financing included
No Income Docs Required
Loan Program Overview
Terms | Details |
Loan Amount | $250,000 – $35,000,000+ |
LTC (Loan-to-Cost) | Up to 85% |
ARV (After Repair Value) | Up to 70% |
Draws | ✅ Included (Milestone-based) |
Experience Required | ❌ Not required |
Prepayment Penalty | None |
Credit Score | No minimum required |
FAQs
No. We can issue a term sheet before permit approval.
We can still fund — experience is not required.