Commercial Property Construction Loans in Jefferson County Washington
Fast, flexible bridge financing for real estate investors — close in as little as 5–7 days. We fund acquisitions, time-sensitive opportunities, and deals banks can’t.
Funding for Commercial Development Without Bank Delays
LoiNow funds commercial construction projects including:
- Mixed-use buildings
- Retail centers
- Warehouses / flex industrial
- Hospitality (boutique motels / STR-driven commercial)
- Office / multifamily conversions
We are built for speed and flexibility.
✅ No tax returns
✅ No personal income verification
✅ Funding based on project viability
“If the numbers make sense, we fund it.”
Local Market Advantage
Jefferson County has unique commercial development opportunities due to:
✅ Tourism-driven economy (Port Townsend & Port Ludlow)
✅ Limited new construction inventory
✅ Strong hospitality + retail demand
Key investor opportunities:
- Brewery & restaurant buildouts in Port Townsend
- Mixed-use rental units in Port Ludlow
Warehouse / flex industrial for marine boating industry
Property Types Eligible
- Single-family residential (investment only)
- Multifamily (2–50+ units)
- Mixed-use commercial
- Condos / townhomes
- Land with construction preparation
Why Investors Choose LoiNow?
Traditional banks slow down developers with:
- 90+ day underwriting delays
- Credit score requirements
- Appraisals before approval
- Months of committee review
How the Process Works
Submit Deal Scenario
Submit project + proforma
Same-Day Soft Terms Issued
Same-day soft approval + term sheet
Fast Closing
Closing + draw schedule funding
Benefits over Traditional Banking
Approvals in days
Distressed property support
Closing in 5 - 7 days
Rehab financing included
No Income Docs Required
Loan Program Overview
Terms | Details |
Loan Size | $1M – $50M+ |
LTC (Loan to Cost) | Up to 85% |
ARV / Stabilized Value | Up to 70% |
Draw Schedules | ✅ Included |
Experience Required | ✅ Not required |
Prepayment Penalty | None |
FAQs
Case-by-case depending on leverage.
Yes. We can issue a term sheet prior to permit completion.